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Connie Lai is agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Texas. No insurance business may be conducted outside these states referenced.

Connie Lai is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of Texas. No offers may be made or accepted from any resident outside the specific states referenced.

Connie Lai is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.